Davies & Lewis provides chartered accountancy and tax advisory services to individuals, sole traders, partnerships, and limited companies across West Wales. Personal service from qualified professionals who know your business by name, not by number.
Davies & Lewis has been part of the Aberystwyth business community for over two decades. Founded by Rhodri Davies and Sian Lewis, two ACCA qualified accountants with a shared belief that local businesses deserve the same quality of professional advice as large corporations — without the impersonal treatment or London-sized fees.
We work with a wide range of clients: sole traders and freelancers who need straightforward tax help, family-run businesses that rely on us for year-round bookkeeping and payroll, and growing limited companies that need strategic advice alongside their compliance work. Whatever your situation, you deal directly with a qualified accountant — not a junior or call centre.
Ceredigion has a unique economic character. We understand the seasonal pressures on tourism and hospitality businesses along the coast, the farming and agricultural sector, the creative and digital freelancers who have made Aberystwyth their base, and the retail and service businesses that serve our community. That local knowledge informs everything we do.
Our approach is straightforward: clear advice, plain language, no hidden charges, and a proactive service that flags issues before they become problems. We are proud members of ACCA and operate in full compliance with HMRC's Making Tax Digital requirements.
You speak to the same qualified accountant every time.
Agreed upfront, no surprises at year end.
We contact you — not the other way round.
Deep understanding of West Wales businesses.
From self assessment to strategic business planning, we provide a comprehensive range of accountancy and tax services tailored to individuals and businesses across Ceredigion and West Wales.
Expert preparation and submission of self assessment tax returns for the self-employed, landlords, higher-rate taxpayers, directors, and anyone with complex income sources.
Accurate, up-to-date bookkeeping gives you a clear picture of your business finances. We work with cloud-based software and provide monthly or quarterly management accounts.
Fully managed payroll services for businesses of all sizes, from a single director salary to large teams. We handle RTI submissions, pension enrolment, and all HMRC compliance.
Complete VAT compliance for VAT-registered businesses, including accurate return preparation, submission via MTD-compatible software, and advice on the most beneficial VAT scheme for your business.
Starting a limited company or needing your annual statutory accounts and corporation tax return? We handle the full compliance cycle so you can focus on running your business.
Beyond compliance, we provide practical business advice to help you grow profitably, manage cash flow, plan for the future, and make informed decisions with confidence.
There are plenty of accountants in Wales. Here is why clients from Aberystwyth to Cardigan choose to stay with us year after year.
Every client at Davies & Lewis is looked after by a fully ACCA qualified accountant. You will not be passed to a trainee or a call handler. When you ring, the person who picks up knows your accounts.
We agree a fixed annual fee before we start work. No meter running, no surprise bills at year end. You know exactly what you are paying and exactly what you get. Simple, fair, and transparent.
We do not wait for deadlines. Throughout the year we review your position and alert you to planning opportunities. Tax efficiency is something we work on continuously, not just in January.
We have spent two decades working with Ceredigion businesses — tourism, retail, agriculture, the creative sector, and professional services. That local context shapes every piece of advice we give.
Making Tax Digital is reshaping how businesses report to HMRC. We have been MTD-compliant since its introduction and guide all our clients through digital record-keeping requirements without fuss.
Rhodri and Sian are fluent Welsh speakers. If you prefer to discuss your accounts, tax position, or business matters entirely in Welsh, we are happy to accommodate that.
Missing a tax deadline can result in automatic penalties. We track these dates for all our clients, but here is a reference for the most critical HMRC deadlines.
Self assessment online submission deadline
Balancing payment & first payment on account due
End of the 2024/25 tax year
Start of the 2025/26 tax year
Second payment on account due
P11D expenses & benefits filing deadline
Paper self assessment return deadline
Register for self assessment (new taxpayers)
A small, experienced team of qualified accountants and specialists. You will always deal with someone who knows your file and has the expertise to advise you properly.
Rhodri founded Davies & Lewis after qualifying with a regional firm in Cardiff. With over 20 years of experience, he specialises in corporate tax, business advisory, and owner-managed business structuring. He is a fluent Welsh speaker and leads the firm's strategic direction.
Sian qualified with a Big Four firm before returning to West Wales to co-found the practice. Her expertise lies in personal tax, self assessment, and making complex tax matters genuinely understandable to clients. She leads our personal tax and landlord advisory services.
Gareth joined Davies & Lewis in 2015 and qualified ACCA in 2017. He manages a portfolio of SME and limited company clients, overseeing their bookkeeping, payroll, VAT, and annual accounts. He is also the firm's Making Tax Digital champion.
Moving to a new accountant is straightforward. Here is what to expect when you first get in touch with Davies & Lewis.
We meet — in person, by video, or by telephone — to understand your situation, answer your questions, and explain what we can do for you. No obligation, no charge.
We send a written engagement letter with a fixed fee covering all agreed services. No hidden charges, no hourly billing surprises. You approve before we begin.
We liaise with your previous accountant to obtain all necessary records and notify HMRC of the change of agent. The transition is seamless — you do not need to do anything.
From day one you receive proactive advice, reminders ahead of deadlines, and direct access to your accountant throughout the year — not just at year-end.
“We switched to Davies & Lewis three years ago and the difference is remarkable. Rhodri knows our business inside out and has saved us thousands in tax through proper planning. Having a local accountant who actually picks up the phone is invaluable.”
“As a sole trader who had always done her own tax returns, I was nervous about handing over to an accountant. Sian made it completely painless. She found reliefs I had been missing for years. I wish I had called them sooner.”
“Gareth handles all of our payroll, VAT, and year-end accounts. The whole team are knowledgeable, responsive, and genuinely interested in how the business is doing. We have recommended Davies & Lewis to several other local businesses.”
All our fees are fixed and agreed in writing before we start work. The cost depends on the complexity of your affairs and the services required. A straightforward self assessment return for a sole trader typically starts from £350 per year. Limited company accounts and tax packages are quoted individually. We offer monthly payment by direct debit to spread the cost.
Yes. Late filing incurs automatic HMRC penalties, but we can help minimise the damage. We will prepare and submit your outstanding returns as quickly as possible, liaise with HMRC on your behalf, and where appropriate appeal penalties if there are reasonable grounds for doing so. The most important thing is to act now rather than delay further.
For VAT-registered businesses, Making Tax Digital requires digital record-keeping and submission via compatible software. We recommend Xero for most businesses and can set it up, train you, and support you throughout. For non-VAT clients, we are flexible — some clients use spreadsheets, others use software. We will advise what works best for your circumstances.
It is simpler than most people expect. Once you appoint us, we contact your previous accountant professionally to request your records and notify HMRC of the agent change. You simply sign a form of authority — we handle everything else. There is no need to be concerned about causing offence or awkwardness; it is a normal part of business life.
Yes. Both Rhodri Davies and Sian Lewis are fluent Welsh speakers and are happy to conduct all meetings, correspondence, and advice entirely in Welsh should you prefer. Simply let us know your preference when you first make contact and we will accommodate it throughout our relationship.
As a sole trader you must keep records of all income and business expenses for at least five years after the self assessment deadline. This includes sales invoices, purchase receipts, bank statements, mileage logs, and any other relevant documents. We provide all new clients with a simple record-keeping guide tailored to their type of business.
This is one of the most common questions we receive and the honest answer is: it depends. For many freelancers and small businesses, a limited company can offer tax advantages once profits exceed a certain level. However, it also brings additional compliance obligations. We will model both scenarios based on your specific income, expenses, and plans before making a recommendation.
Practical guidance from our team to help you understand your tax obligations and run your finances more effectively.
A practical guide to allowable business expenses for freelancers and sole traders, including working from home, mileage, and equipment.
Request GuideAn overview of MTD obligations, compatible software options, and how to get compliant without disrupting your day-to-day operations.
Request GuideWe compare the tax positions across three typical income levels so you can see which structure makes sense for your circumstances.
Request GuideFrom PAYE registration to right to work checks, pension enrolment to employment contracts — everything a new employer needs to know.
Request GuideWhether you have a specific question or just want to find out whether we can help, get in touch. The initial conversation is always free and without obligation.
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